I Will Teach You to be Rich: No Guilt. No Excuses. No BS. Just a 6-Week Program

Description: I Will Teach You to be Rich by Sethi A 10th anniversary edition of Ramit Sethis groundbreaking and bestselling personal finance plan for young adults. Sethis practical approach is delivered in an irreverent, funny, no-B.S. stylethat inspires readersto do what he says.It is based on the four pillars of personal financebanking, saving, budgeting, and investingand the wealth-building ideas of personal entrepreneurship, but this new edition goes beyond, to detail what makes a rich life. FORMAT Paperback LANGUAGE English CONDITION Brand New Publisher Description As seen on the new NETFLIX series! The groundbreaking NEW YORK TIMES and WALL STREET JOURNAL BESTSELLER that taught a generation how to earn more, save more, and live a rich life--now in a revised 2nd edition. Buy as many lattes as you want. Choose the right accounts and investments so your money grows for you--automatically. Best of all, spend guilt-free on the things you love. Personal finance expert Ramit Sethi has been called a "wealth wizard" by Forbes and the "new guru on the block" by Fortune. Now hes updated and expanded his modern money classic for a new age, delivering a simple, powerful, no-BS 6-week program that just works. I Will Teach You to Be Rich will show you: - How to crush your debt and student loans faster than you thought possible - How to set up no-fee, high-interest bank accounts that wont gouge you for every penny - How Ramit automates his finances so his money goes exactly where he wants it to--and how you can do it too - How to talk your way out of late fees (with word-for-word scripts) - How to save hundreds or even thousands per month (and still buy what you love) - A set-it-and-forget-it investment strategy thats dead simple and beats financial advisors at their own game - How to handle buying a car or a house, paying for a wedding, having kids, and other big expenses--stress free - The exact words to use to negotiate a big raise at work Plus, this 10th anniversary edition features over 80 new pages, including: - New tools - New insights on money and psychology - Amazing stories of how previous readers used the book to create their rich lives Master your money--and then get on with your life. Back Cover You dont have to be perfect to be rich. Or the smartest person in the room. Or a type-A personality. In fact, with Ramit Sethis six-week program to financial independence, you can start with any amount of money, do just 85 percent of what he suggests, and succeed brilliantly through good times and bad. As irreverent and entertaining as he is practical and wise, Sethi explains how to beat banks and credit cards at the fee game, automate your cash flow, negotiate for a raise, manage student loans, and enjoy your lattes and Manolo Blahniks by practicing conscious spending. Its how to master your money with the least amount of effort--and then get on with your life. Author Biography Ramit Sethi writes about money, business, and psychology for a million readers each month at iwillteachyoutoberich.com. Hes been featured in Fortune, the New York Times, the Tim Ferris podcast, and the Wall Street Journal. He studied technology and psychology at Stanford and lives in New York. Table of Contents Introduction: Would You Rather Be Sexy or Rich? Why do people get fat after college? The eerily similar guilt about spending and not working out. * Counterintuitive but true: We need less personal-finance information * Common excuses for not managing money * Stop debating minutiae and get something done * The key messages of I Will Teach You to Be Rich * "Rich" isnt just about money: What does it mean to you? Chapter 1: Optimize Your Credit Cards: How to beat the credit card companies at their own game Why Indian people love negotiating * How credit can help you be rich * Picking the best credit card for airline miles, cash back, and rewards * Getting a card when you have no income * The six commandments of credit cards * How to negotiate with your credit card company to get fees waived and receive lower rates * Why you should always buy electronics, travel, and furniture on your credit card * What not to do with your cards * The burden of student loans * When credit cards go bad * Five steps to ridding yourself of debt * Week One: Action Steps Chapter 2: Beat the Banks: Open high-interest, low-hassle accounts and negotiate fees like an Indian Why old people are afraid of online banks--even though they offer the best new accounts you can get * How banks rake it in * Why you really need a separate savings account * Opening high-interest, no-fee accounts * Five marketing tactics banks use to trick you * My personal favorite accounts * Negotiate out of fees with your current bank (use my script) * Week Two: Action Steps Chapter 3: Get Ready to Invest: Open your 401(k) and Roth IRA--even with just $50 Why your friends probably havent invested a cent yet * Investing is the single best way to get rich * The ladder of personal finance * Everything you need to know about your 401(k) * The importance of crushing your debt * Why everyone should have a Roth IRA * Week Three: Action Steps Chapter 4: Conscious Spending: How to save hundreds per month (and still buy what your love) Spend less--without making a detailed, irritating budget * The difference between cheap and frugal * Conscious spending: how my friend spends $21,000 per year going out--guilt-free * Using psychology against yourself to save * The four buckets: fixed costs, savings, investments, and guilt-free spending money * The envelope system for not overspending * How to make more money * Handling unexpected expenses * Week Four: Action Steps Chapter 5: Save While Sleeping: Making your accounts work together--automatically The power of defaults: Give yourself fewer choices * How to spend only three hours a month managing your money * Where does your next $100 go? * Setting up a bill-pay and transfer system that works for you * Consultants and freelancers: What about irregular income? * Week Five: Action Steps Chapter 6: The Myth of Financial Expertise: Why professional wine tasters and stock pickers are clueless--and how you can beat them Weve been tricked by "expertise"--why financial "experts" cant even match the market * You cant time the market * How experts hide their poor performance * You dont need a financial advisor * Pundits worth reading * Most mutual fund managers fail to beat the market * Why I love index funds Chapter 7: Investing Isnt Only for Rich People: Spend the afternoon picking a simple portfolio that will make you rich Whats your investor profile? * The beauty of automatic investing * Asset allocation: more important than the "best stock of the year!" * Convenience or control? You choose * The many flavors of stocks and bonds * Creating your own portfolio: How to handpick your investments * Investing the easy way: lifecycle funds * Feeding your 401(k) and Roth IRA * The Swenson model of asset allocation * Week Six: Action Steps Chapter 8: Easy Maintenance: Youve done the hard work: Heres how to maintain (and optimize) your financial infrastructure Feed your system--the more you put in, the more youll get out * Ignore the noise * The tricky part of managing your own portfolio: rebalancing your investments * Dont let fear of taxes guide your investment decisions * When to sell * For high achievers: a ten-year plan * Giving back--an important part of being rich Chapter 9: A Rich Life: The finances of relationships, weddings, buying a car, and your first house Student loans--pay them down or invest? * Dont let your parents manage your money * Role reversal: How to help when its your parents who are in debt * The big conversation: talking about money with your significant other * Why were all hypocrites about our weddings (and how to pay for yours) * Negotiating your salary, I Will Teach You to Be Rich style * The smart persons guide to buying a car * The biggest big-ticket item of them all: a house * The benefits of renting * Is real estate really a good investment? * Planning for future purchases * Parting words (cue the violins) Index Review "Dont let the breezy, irreverent style of this book fool you. It contains serious advice on personal-finance decisions from budgeting and savings to spending and investing." --Burton G. Malkiel, author of A Random Walk Down Wall Street "Ramit Sethi is a rising star in the world of personal finance writing . . . one singularly attuned to the sensibilities of his generation . . . His style is part frat boy and part Silicon Valley geek, with a little bit of San Francisco hipster thrown in."--San Francisco Chronicle "The easiest way to get rich is to inherit. This is the second best way--knowledge and some discipline. If youre bold enough to do the right thing, Ramit will show you how. Highly recommended." --Seth Godin "Particularly appealing to the younger generation with its easy-to-read, no-holds-barred language."--Business Insider"Ramits like the guy you wish you knew in college who would sit you down over a beer and fill you in on what you really need to know about money--no sales pitch, just good advice." --Christopher Stevenson, Credit Union Executives Society "Smart, bold, and practical. I Will Teach You to Be Rich is packed with tips that actually work. This is a great guide to money management for twentysomethings--and everybody else." --J. D. Roth, Editor, GetRichSlowly.org ". . . one of our favorite personal finance sites." --Lifehacker Review Text "Ramits like the guy you wish you knew in college who would sit you down over a beer and fill you in on what you really need to know about money--no sales pitch, just good advice." --Christopher Stevenson, Credit Union Executives Society "Smart, bold, and practical. I Will Teach You to Be Rich is packed with tips that actually work. This is a great guide to money management for twentysomethings--and everybody else." --J. D. Roth, Editor, GetRichSlowly.org ". . . one of our favorite personal finance sites." -- Lifehacker Review Quote "Ramits like the guy you wish you knew in college who would sit you down over a beer and fill you in on what you really need to know about money--no sales pitch, just good advice." --Christopher Stevenson, Credit Union Executives Society "Smart, bold, and practical. I Will Teach You to Be Rich is packed with tips that actually work. This is a great guide to money management for twentysomethings--and everybody else." --J. D. Roth, Editor, GetRichSlowly.org ". . . one of our favorite personal finance sites." -- Lifehacker Details ISBN1523505745 Short Title I WILL TEACH YOU TO BE RICH 2N Pages 352 Publisher Workman Publishing Language English Edition 2nd ISBN-10 1523505745 ISBN-13 9781523505746 Format Paperback Illustrations Yes Year 2019 Subtitle No Guilt. No Excuses. No BS. Just a 6-Week Program That Works Imprint Workman Publishing Country of Publication United States AU Release Date 2019-05-14 NZ Release Date 2019-05-14 US Release Date 2019-05-14 UK Release Date 2019-05-14 Edition Description 2nd ed. Publication Date 2019-05-14 DEWEY 332.02401 Audience General Place of Publication New York Author Sethi We've got this At The Nile, if you're looking for it, we've got it. With fast shipping, low prices, friendly service and well over a million items - you're bound to find what you want, at a price you'll love! TheNile_Item_ID:124389109;

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